The most important thing to consider when seeking the best mortgage deals for buying a new house is how much you can afford to pay on a monthly basis. Take into account contingencies, what would happen if mortgage interests rates rise to 10% or 15%, what would happen if you lose your job or are incapable of working? Consider the advantages and disadvantages of going for a fixed rate loan over a long period rather than a variable rate loan which follows interest rate fluctuations. Remember to factor in any relevant insurances to cover against eventualities.

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